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Comments (17)
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sner 8 points ago +8 / -0

Yes and it will only get worse with electric vehicles / self driving cars. Ezpass also tracks you.

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krzyzowiec 7 points ago +7 / -0

It’s both. Obviously it violates your privacy, but if you think about it, the only metric an insurance company can use to rate you as a client is your history of being in an accident. This allows them to distinguish you further, which means they can have more trust in you, and the lower risk you are, the less they need to charge you to make a profit.

I think it’s a trade off. I’d rather pay more to avoid a tracking device in my car, but that’s me.

3
MakeAmericaGreat9 3 points ago +3 / -0

I’d rather pay more to avoid a tracking device in my car, but that’s me.

I'm not here to argue with you, or attack you, but you're wrong (assuming you carry a smart phone). As long as you have your smart phone with you, your every movement is already tracked, wtf is the difference?

2
krzyzowiec 2 points ago +2 / -0

It doesn't work that way. If you are tracked while not engaged with a satellite using GPS, then it will be through the cellular radio, which is only responding to the closest available tower. It's not nearly as specific as putting a tracking device in your car.

Second, I can just leave my phone at home or put it in a faraday bag. Carrying it is not mandatory and I often don't (I'm not someone who feels the need to respond to every phone call immediately). I'm assuming if you mess with their tracking device or try to disable it periodically, that will affect whether you save money, but I don't really know how their system works.

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deleted 1 point ago +1 / -0
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rosie 1 point ago +1 / -0

I'd be interested to know the exact mechanism that is used to track a deg00gled smart phone that has location turned off. Yes, the phone pings towers, but what information does it provide to the tower? And how often?

4
HighFrequency 4 points ago +4 / -0

Hell no!!!! More ways to track our every move.

2
tight-county-asshole 2 points ago +2 / -0

billboards are already tracking you

1
MakeAmericaGreat9 1 point ago +1 / -0

???

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deleted 1 point ago +1 / -0
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KUSHner [S] 1 point ago +3 / -2

Just reading about this the other day. Chyna is great at utilizing these tactics to control their people. What's worse is, it's coming here at an alarming rate. The 'small' government isn't soo small anymore amirite?

1
Gottmituns 1 point ago +1 / -0

I'd be willing to bet any money they lose giving a discount they more than make up for selling your data

1
rosie 1 point ago +1 / -0

My auto insurance company is bugging us to set this up, as well. It's absolutely an invasion of privacy. Anything that tracks you is an invasion of privacy.

1
WashingtonIsNext 1 point ago +1 / -0

They have microphones also. Read the fine print.

1
tentonbudgie 1 point ago +1 / -0

Guess it depends on how badly you want to be tracked and logged.

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WashingtonIsNext 1 point ago +1 / -0

Telematics Data Collected and Transmitted to Liberty Mutual Group Types of data Mileage Time of Day Acceleration Braking Location Technology Source Trip Type (System Generated) Trip Type (User Selected) Mobile Phone Type Phone Motion Technology ID Number Ignition On and Off Technology Connection Event Technology Disconnection Event Vehicle Identification Number (VIN) Odometer Speed Idle Time Battery Level Fuel Consumption Air Consumption Technology Diagnostics Vehicle Diagnostics Vehicle On-board Parameter IDs supported Data elements included in this list are comprehensive of all Liberty Mutual and Safeco telematics programs and technologies that are currently available to customers. Not all elements are collected for all programs. We reserve the right to modify or discontinue the Program with or without notice to you. If we discontinue the Program, you must cease use of the Technology. You should check for any changes to the Terms and Conditions on this Site. If you continue to use the Program after any changes to the Terms and Conditions are posted on this Site, you will be considered to have accepted, and to have agreed to be legally bound by, such changes.