Comments (26)
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twistedstitches 19 points ago +20 / -1

Don’t let the salary be the determining factor. It’s important to be able to provide for your family, but all the articles about “kids cost $8,000,000 to raise!!!1!” are bullshit. Kids need a lot less than you’d think. Give them a stable house, a solid marriage where mom and dad love each other, a bit of grit to get through life, food in their bellies and teach them about Jesus. They’ll be good.

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Dale_Gribble 4 points ago +4 / -0

this is it right here. This one. was a kid. Its all i wanted.

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Jmradioman 4 points ago +4 / -0

You will never be ready to have kids.

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America_No_1 4 points ago +4 / -0

Move out of big cities and you'll realize how much better life is. I still can't believe people want to live in cities like Chicago, NYC, LA, SF, Miami, etc.

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jubyeonin 3 points ago +3 / -0

As long as you can live comfortably and save $500/month per child after taxes calculated, I think you should be fine normally. With inflation and all this happening now, that kinda goes out the window.

The general idea is not that it's a fixed amount, but enough to set aside a decent amount relative to both what you make and what you need.

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Moniie 2 points ago +2 / -0

At least 50K in a state that’s not extremely expensive

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WashingtonIsNext 2 points ago +2 / -0

People have been having kids a lot longer than salaries have existed. Sometimes knowing more mouths depend on you to feed them makes you work harder.

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YouNeedVPN 2 points ago +8 / -6

None. The less income you have, and the more babies you can pop out, the more the state will pay you. To maximize the benefit, get married only religiously, and not government licensed - single mother gets more benefits, and then pays to rent the house from the father. The single husband is now free to maximize income, but frankly the level doesn't matter as the kids are already covered by the state.

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deleted 4 points ago +4 / -0
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I_trigger_faggots 1 point ago +2 / -1

Only if dad's name is on the birth certificate. If mom claims she had a drunken encounter at a party and can't identify the father, nobody will question it.

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Birdbath 2 points ago +4 / -2

Here's a thought, keep your cynical answers to yourself. OP is looking for advice.

OP, it's not so much how much you make, but how well you can manage your resources. Do you have a solid support structure behind you? Family members who are willing and able to help out and/or an employer who is family friendly or are you going to need to pay for child care and occasion respite for Mom?

Are you able to assist in your children's education? Public school isn't what it was. You may want to crack a few books so that you are fit to home school before junior comes along.

How stable are you financially? Kids are expensive, true enough. But if you have put your own childish habits away, and have learned how to budget and make do and mend, then you will be in a better position all the way around.

There are plenty of rich people who have crummy relationships with their kids because they didn't participate and parent. Money meant nothing. On the flip side, there are poor parents who made a point to sit with their kids every night with a book who gave more than material goods ever could.

Make the most with what you have and do your best.

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Formerlurker92 1 point ago +1 / -0

While I appreciate the exploration of using the system to it's fullest extent, this feels dirty

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YouNeedVPN 2 points ago +2 / -0

Remind yourself that it's all your money you paid in already.

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zeppelincheetah 1 point ago +1 / -0

I was considering this very thing. Marry in Christianity but not under the state. Live with the woman but have your official residence elsewhere. I heard if you set it up right you can get 70k a year in government benefits.

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quantum-step 1 point ago +3 / -2

That's like asking What speed should you be going when you want to start driving cars. Way too many variables are missing to answer that question.

No matter how much you make; just get a fucking prenup!!!!!!! (postnuptial if you're already married) Not kidding in the slightest.
Every woman on earth can completely destroy an innocent man in family court. Not all will, but every one of them has the power to. One "Silver bullet" and you lose your kid(s) without a fair trial. Ask any man that's ever been to family court.
They don't have to lie, either. She could just claim she's too emotional to speak, and the lawyer has his way with your booty hole.

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deleted 1 point ago +1 / -0
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DoozerChuck 1 point ago +1 / -0

$10/hr

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I_trigger_faggots 1 point ago +1 / -0

First you need to find a family oriented woman that wants to have a bunch of kids and be a full time stay at home mom. In my experience, that kind of woman doesn't care too much about materialistic things but you do have to convince her that you have sufficient income / earnings potential to take care of her and the kids. Guys should be able to do that as soon as they start their careers in their early to mid twenties if they target women 17-19 yrs old.

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Formerlurker92 1 point ago +1 / -0

My parents made about 40k a year, adjusted for inflation, when they had me. By the time my youngest brother was born they were making about 200k together (12 years). Despite being raised in functionally different economic brackets both of us turned out all right.

Where you start isn't were you finish. The important things in life aren't that expensive. Being attentive, no idiot box babysitter. Feeding them whole foods. A few clean toys.

Medical will be important, so budget around 10% of your income for that. But otherwise just remember: this shit is so easy cave men did it

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johnmic07 1 point ago +1 / -0

It's a good idea to own a house before having kids. It's tough to budget long term when rents can fluctuate substantially.

Kids really aren't that expensive. You get tax credits for them, and all they really need is some food and diapers. Cloths and toys can be bought second hand to save money. The main expense is day care, or your wife staying home and not working.

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Rommsey 1 point ago +1 / -0

$15 an hour…

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IdahoMan87 1 point ago +1 / -0

Income isn’t anywhere near as important as stability. Become a homeowner first, and everything else will fall into place. When you rent, you’re simply throwing your money away on someone else’s investment. If you’re gonna make payments, at least make them on something that you actually own.

Another huge mistake that young couples tend to make is buying cars from dealerships. Car payments are a huge drain on both the budget and relationship, not to mention the dealer markup. Buy your vehicles private party, without resorting to credit.

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deleted 1 point ago +1 / -0
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Carlton-Whitfield 1 point ago +1 / -0

The only people who will attempt to answer this question as asked are people who don't have any children.

Don't wait around until you're 'ready' for things to happen. People who do that always end up missing out on everything, because they're never 'ready' on time.

Kids start costing more money as they get older, but at the beginning, they really don't cost a whole lot at all. There are plenty of ways to be frugal and make it cost even less.

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MAGAHANS 1 point ago +1 / -0

If you make dinner and have leftovers, you are ready!!

0
LesboPregnancyScare 0 points ago +1 / -1

It depends on the area and the cost of living. I was making a combined $250k with my wife in a midwest city which was more than enough for us, but she had massive student loan debt that I wasn't going to pay but would have to if we had kids.